Credit Risk Analyst Commercial Underwriter, West Coast
Listed by employer · Checked
Older posting · still listed ·
- Work arrangement
- remote
- Employment
- Not stated
- Stated compensation
- Not specified
Does the location policy fit?
Choose where you would work from. We’ll compare it with the posting’s stated requirements.
Choose a country to check geographic compatibility. The source requirements are available below.
The employer’s posting date is more than 60 days ago. It remained listed at our last successful check; it may be a long-running or evergreen opening. Confirm availability on the original posting before applying.
Browse jobs posted in the past 60 days →This checks the posting’s stated requirements, not your legal right to work. Confirm details with the employer.
Requirements
4 with evidence5 unclear or unstated- Remote policy
- remote
“Provider workplace type: remote”
From employer posting metadata - Geographic scope
- CA, US
“Provider location: Chicago, US-Remote, Canada-Remote”
From employer posting metadata - Timezone / hours
- This role is assigned to West Coast hours, with a high preference for candidates in the Pacific time zone.
“This role is assigned to West Coast hours, with a high preference for candidates in the Pacific time zone.”
See matched passage in original description ↓ - Minimum experience (years)
- 5
“5+ years of relevant experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting”
See matched passage in original description ↓
7 fields not stated in this posting
- Employer sponsorship
- Not specified
- Degree requirement
- Not specified
- Security clearance
- Not mentioned
- Citizenship requirement
- Not mentioned
- Work authorization
- Not specified
- Employment type
- Not specified
- Compensation
- Not specified
These details were not stated in the tracked posting. Confirm with the employer.
Original job description
Reading view uses normalized posting text so exact evidence excerpts can be highlighted.
Show less description
Original formatting and links
Who we are
About Stripe
Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.
About the team
The Credit team protects Stripe by managing the end-to-end risk of our largest and most complex users. We leverage deep underwriting expertise and data-driven stress heuristics to make informed decisions at every stage of the user lifecycle—from onboarding to loss recovery. Our goal is to enable Stripe's growth by making confident, calibrated decisions on our highest-exposure users.
What you’ll do
Stripe handles billions of dollars every year for businesses around the world, and the Risk team plays a critical role in the company's financial and partnership success. As a Credit Risk Analyst Commercial Underwriter on the North America Strategy Risk team, you'll underwrite and manage a portfolio of our largest and fastest-growing businesses to facilitate growth objectives while minimizing credit risk. This is a high-impact role that involves strong cross-functional partnership with Sales, Legal, Treasury, and Finance.
This role is assigned to West Coast hours, with a high preference for candidates in the Pacific time zone.
Responsibilities
- Work directly with our top merchants, from successful venture-backed startups to well-established institutions, to evaluate their business models and financial statements
- Provide tailored credit risk recommendations that mitigate Stripe exposure, while facilitating partner company growth
- Help manage the portfolio by developing a deep understanding of risk across industries, geographies, and operating models
- Deliver insights to support senior management decisions, ranging from onboarding strategies to merchant pricing analysis
- Support the refinement of tools and processes to help the team deliver on key performance indicators, such as credit loss targets or portfolio coverage metrics
- Work with internal and external partners to support merchants around the world
Who you are
We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.
Minimum requirements
- 5+ years of relevant experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting
- Bachelor's degree in Finance, Economics, Statistics, or other related fields
- Strong knowledge of accounting principles and comfort evaluating financial statements and business models across a range of industries
- Ability to transform business and financial data into cohesive narratives that outline potential credit risks and present dynamic mitigation strategies
- Strong written, verbal, and problem-solving skills
- Attention to detail while managing priorities in a fast-paced environment
- Ability to comfortably interact with the CFOs and CEOs of our top merchants
- Deep empathy for entrepreneurs running a business, and motivation to solve problems to empower them
Preferred qualifications
- Strong technical expertise, including demonstrated experience with SQL
- Strong data visualization skills and a passion for data and analysis
- Experience working in tech, or other fast-paced, high-growth environments
No similar roles found yet — browse all Stripe jobs.