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Your contribution:
Prepare customer onboarding materials and conduct timely, high-quality customer relationship reviews for presentation to the Customer Committee;
Assess and analyse customer profiles, transactions, and money laundering, terrorist financing, and international sanctions risks as part of customer relationship reviews;
Analyse customer transactions, investigate their circumstances, identify potential risks, and escalate suspicious activities and transactions in accordance with applicable internal policies, laws, and regulations;
Communicate with customers, when necessary, to clarify information and obtain additional details;
Ensure the effective implementation and execution of the customer data renewal process;
Gather and analyse data and prepare reports related to AML, KYC, and sanctions;
Develop and enhance processes and maintain and update internal guidelines related to AML, KYC, and sanctions;
Provide guidance and advisory support to the sales team on AML- and KYC-related matters;
Participate in projects and initiatives related to AML, KYC, and sanctions compliance.
To thrive in this role, we believe you have:
Solid knowledge of AML/KYC regulations and processes, combined with previous experience in a similar field;
Strong analytical and problem-solving skills, with the ability to draw sound conclusions from complex information;
The ability to work independently, take ownership, and maintain a proactive, solution-oriented mindset;
Strong self-discipline and motivation, with the ability to work effectively within fixed deadlines;
A high level of accuracy, responsibility, and reliability;
Excellent Estonian and English language skills, both written and spoken;
Higher education, preferably in law, economics, finance, or a related field, and/or a professional certification in AML/KYC, compliance, or financial crime prevention.
What we offer?
International opportunities and working environment
Extensive training and learning opportunities
A diverse, inclusive and equal environment
An opportunity to work with large-scale data and business initiatives across the Baltics
Deliver world-class service to customers
Do you want to be a part of SEB?
Welcome to our inclusive culture, where our shared values inspire and uplift our team. We celebrate diversity and strive to ensure every employee feels seen, heard, and valued.
Since we select candidates continuously, feel free to send in your application today, but no later than November 8th, 2026.
Learn more about working at SEB Career | SEB
It is our fundamental belief that inclusion and diversity is crucial for our future success. We strive to have an inclusive, value-driven culture where employees feel valued, respected and involved irrespective of who they are, what they believe or where they come from.
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SEB Life and Pension Baltic is one of the leading life insurance and long‑term savings service providers in the Baltic region. We operate through life insurance and investment management companies across all three Baltic countries. Our Baltic team of dedicated professionals strives to deliver modern solutions, seamless customer experiences, and world‑class service for our customers.
About the role:
We are looking for an experienced Senior KYC/AML Specialist to strengthen our Baltic team and help us navigate complex AML, KYC, and sanctions-related matters. In this role, you will combine analytical work with expert advisory and contribute to developing our processes and ways of working.
Your contribution:
Prepare customer onboarding materials and conduct timely, high-quality customer relationship reviews for presentation to the Customer Committee;
Assess and analyse customer profiles, transactions, and money laundering, terrorist financing, and international sanctions risks as part of customer relationship reviews;
Analyse customer transactions, investigate their circumstances, identify potential risks, and escalate suspicious activities and transactions in accordance with applicable internal policies, laws, and regulations;
Communicate with customers, when necessary, to clarify information and obtain additional details;
Ensure the effective implementation and execution of the customer data renewal process;
Gather and analyse data and prepare reports related to AML, KYC, and sanctions;
Develop and enhance processes and maintain and update internal guidelines related to AML, KYC, and sanctions;
Provide guidance and advisory support to the sales team on AML- and KYC-related matters;
Participate in projects and initiatives related to AML, KYC, and sanctions compliance.
To thrive in this role, we believe you have:
Solid knowledge of AML/KYC regulations and processes, combined with previous experience in a similar field;
Strong analytical and problem-solving skills, with the ability to draw sound conclusions from complex information;
The ability to work independently, take ownership, and maintain a proactive, solution-oriented mindset;
Strong self-discipline and motivation, with the ability to work effectively within fixed deadlines;
A high level of accuracy, responsibility, and reliability;
Excellent Estonian and English language skills, both written and spoken;
Higher education, preferably in law, economics, finance, or a related field, and/or a professional certification in AML/KYC, compliance, or financial crime prevention.
What we offer?
International opportunities and working environment
Extensive training and learning opportunities
A diverse, inclusive and equal environment
An opportunity to work with large-scale data and business initiatives across the Baltics
Deliver world-class service to customers
Do you want to be a part of SEB?
Welcome to our inclusive culture, where our shared values inspire and uplift our team. We celebrate diversity and strive to ensure every employee feels seen, heard, and valued.
Since we select candidates continuously, feel free to send in your application today, but no later than November 8th, 2026.
Learn more about working at SEB Career | SEB
It is our fundamental belief that inclusion and diversity is crucial for our future success. We strive to have an inclusive, value-driven culture where employees feel valued, respected and involved irrespective of who they are, what they believe or where they come from.
