Software Engineer (Machine Learning) Intern (Summer 2027)

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

As an intern at Affirm, you will be a contributing member of our outstanding engineering team, and as such you will work on meaningful projects and frequently ship code. Recent grads and past interns have built a real-time high-throughput data processing pipeline, developed an extensive automated testing framework, and built out our proprietary financial platform that is central to our long term company mission. We are excited to meet and consider strong students for our 12-16 week internships. We are a dynamic organization that is happy to tailor projects to your skills, and we will work with you throughout the interview process to determine which team will be best for you. What You'll Do Interns are responsible for developing and shipping a project and verifying that it works in production. Because things are changing fast at Affirm, we do not specify intern projects in advance, instead you will collaborate with your mentor and manager when you start to spec a project that will best contribute to your team. This role will ship code and monitor the deployment of your work. Our intern projects are not isolated or intended to be thrown away: your team will depend on your contributions! We pair interns with a dedicated mentor who will be by your side to give advice and ensure the success of your project. Expect to meet with them on a regular basis and receive feedback. There are opportunities to attend events with other interns and full-time Affirmers! Past events have included virtual cooking classes, executive fireside chats, cable car trolley tours, and Giants games. Interns present their work to the entire engineering organization at the end of the internship. What We Look For Passion and dedication to changing consumer banking for the better Experience with Python, C/C++ or Java Frontend experience in WebApps/JavaScript/AngularJS/React Strong communication skills Experience with object oriented programming Deployment and testing frameworks API development/documentation AWS or other PaaS frameworks Compensation is a set amount for the Intern role with no range. USA hourly base pay: $55.00 USA monthly base pay: $9,500 Please note that visa sponsorship is not available for this position. DOT NOT DELETE OR FILL OUT THE INFORMATION BELOW: [DELETE IF NOT APPLICABLE TO ROLE] For U.S. non-variable roles use the template below: Pay Grade - 00 Equity Grade - 00 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $X - $X USA base pay range (all other U.S. states) per year: $X - $X [DELETE IF NOT APPLICABLE TO ROLE] For U.S. variable roles use the template below: Pay Grade - 00 Equity Grade - 00 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. For sales roles, the range provided is the role’s On Target Earnings ('OTE') range, which includes the annual base pay and the sales incentive target. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $X - $X USA On Target Earnings (all other U.S. states) per year: $X - $X [DELETE IF NOT APPLICABLE TO ROLE] For CAN/GBR roles use the template below: Pay Grade - 00 Equity Grade - 00 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. [IF APPLICABLE] For sales roles, the range provided is the role’s On Target Earnings ('OTE') range, which includes the annual base pay and the sales incentive target. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). (CHOOSE ONE - CAN or GBR) base pay range per year: $X - $X [DELETE IF NOT APPLICABLE TO ROLE] For POL roles use the template below: Compensation & Benefits Pay Grade - 00 Equity Grade - 00 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). POL base pay range per year: X zł - X zł Additional benefits include: • Type of employment: Contract of Employment • Flexible Spending Wallets for tech, food and lifestyle • Away Days - wellness days to take off work and recharge • Learning & Development programs • Parental benefits • Employee Resource & Community Groups • This role is eligible for creative tax benefits, subject to applicable law and company policy [DELETE IF NOT APPLICABLE TO ROLE] For ESP roles use the template below: Compensation & Benefits Pay Grade - 00 Equity Grade - 00 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). ESP base pay range per year: €X - €X Additional benefits include: • Flexible Spending Wallets for tech, food and lifestyle • Away Days - wellness days to take off work and recharge • Learning & Development programs • Parental benefits • Employee Resource & Community Groups [ONLY KEEP THIS IF WE DO NOT SPONSOR THE ROLE] Please note that visa sponsorship is not available for this position. [REMOVE IF POSTING IS NOT REMOTE] LI-Remote

Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

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